Compared to residential property, commercial real estate is much more complex, but Light-Speed Commercial Loans provides trusted solutions to both owners and investors. Our stated income commercial real estate loan is an affordable way to fund your next purchase. Whether you’re building, renovating or looking to buy up a new piece of land, we can help you do so affordably and securely.

How to Qualify

Our qualification process is based largely on your specific property. As a result, you’re not automatically disqualified on your credit score alone. Ultimately, we want to know how much income your building will generate once it’s rented or becomes operational. This revenue must be enough to cover all related taxes, insurance premiums and mortgage payments.

Qualifying Property Categories

  • Warehouse
  • Restaurant
  • Daycare
  • Laundromat
  • Light industrial
  • Heavy industrial
  • Retail store
  • Hotel/motel
  • Healthcare clinic
  • Veterinary clinic
  • Gym/sports club
  • Auto repair shop
  • Auto dealership
  • General office

Advantages of Stated Income Financing

We accept applications on non-owner occupied 1-4 unit buildings. We also fund larger, mixed-use properties. Better still, you can direct your funds toward any of the following:

  • Existing purchase
  • New construction
  • Remodel
  • Refinance
  • Working capital
  • Consolidation

For many owners and investors, success often comes from being in the right place at the right time. At Light-Speed Commercial Loans, we don’t want you to miss out on last-minute opportunities. Our rates are competitive and our terms are fully fixed. When you qualify for our stated income commercial real estate loan, you

  • Don’t have to wait on your receivables
  • Cover your expenses without risking your operation
  • Avoid sudden balloon payments
  • Eliminate your adjustable mortgage rate
  • Enhance stability to better weather market fluctuation

Qualify Today

At Light-Speed Commercial Loans, we don’t ask you to fill out stacks of paperwork. Unlike a traditional business loan, our stated income program is easy to process. Plus, we aim for a quick closing and ongoing support. Call to speak with a loan specialist today.