SBA Funding for Startups

Starting a company comes with a lot of risk, but with a small business loan from Light-Speed Commercial Loans, you don’t have to close up shop due to inevitable growing pains. We offer quick and affordable financing solutions for new owners, and all of our products are backed by the SBA.

Funding Property and Equipment

At Light-Speed Commercial Loans, we work with customers to finance a wide variety of multi- and single-use properties. Whether you’re building or renovating, we can help. Categories include

  • Restaurants
  • Auto shops
  • Dealerships
  • Healthcare clinics
  • Daycares
  • Retail stores
  • Hotels and motels
  • Laundromats
  • Fleet centers
  • Warehouses 

Talk to us about your other assets. These funds are also available for machinery, fleets and more.

Mergers and Acquisitions

Small business loans are also available to borrowers looking to buy out or merge with other companies, however, you must prove adequate cash flow in order to qualify. We’ll also analyze your management structure.

Qualified borrowers enjoy flexible terms and amortized rates. Plus, you don’t have to disrupt your operation or your market share with a sudden balloon payment at the end of your term.

SBA Programs

We’re fully approved to offer the two most popular SBA financing programs:

  • 504: Use these funds for new construction, a refinance or to purchase equipment. The 504 program is designed for large, for-profit entities, but all eligible properties must be partially owner-occupied.
  • 7(a): Direct these funds toward operations, an acquisition or a divisional expansion. We’ll look at the principles of your revenue model and verify that you are indeed a profit-seeking business. In order to qualify as a service provider, you cannot employ more than 100 employees. Manufacturers are capped at 500 employees.

Call Today

Enjoy an easier way to improve your market share while minimizing the risk of growing on credit. At Light-Speed Commercial Loans, we’re dedicated to the small business community, so give us a call today for a no-hassle application.