Consumer Finance for Your Business

Having the ability to offer your customers credit is a great way to ensure their loyalty, because people are comfortable shopping where and when they know they have access to financing. More importantly, it is a great way to encourage an initial purchase by providing a convenient path to ownership, and it also makes your goods and service accessible to a wider range of people. This happens because your consumer finance program gives people who don’t have their own financing already an option.

Beyond Retail

These credit programs have long been popular with those who deal in large ticket retail items like furniture, musical instruments, and jewelry. They are also ideal for services, though, like dental work, cosmetic healthcare, or home repair, and recently, they’ve gained popularity with schools and organizations looking to manage their memberships and tuition.

Program Parameters

  • Finance customers with a 580 or higher FICO score
  • Incentive programs like 6 months same as cash
  • E-signature service with instant processing and approval
  • The ability to collect on bad debt portfolios
  • Flexible interest rates
  • Tiered pricing

If your products or services typically require a fair financial commitment, having the ability to provide consumer financing means being able to help your customers access purchases of up to $10,000 with ease. Talk to one of our associates today for more information about setting up a consumer credit program for your company.